1. Introduction
Welcome to Smart Calculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Smart Calculator mobile application.
Important: Smart Calculator is designed with privacy in mind. We do not collect, store, or transmit your personal financial data to our servers. All calculations are performed locally on your device.
2. Information We Collect
2.1 Personal Information
Smart Calculator is designed to respect your privacy. We do not collect, store, or process any personal information including:
- Personal identification information (name, email address, phone number)
- Financial information (bank account details, credit card information)
- Calculation inputs or results
- Device location information
2.2 Non-Personal Information
We may collect anonymous, non-personal information for app functionality and improvement:
- App usage statistics (which calculators are used most frequently)
- Device information (operating system, app version)
- Crash reports and error logs (if you choose to share them)
2.3 Advertising Information
Our app uses Google Mobile Ads to display advertisements. Google may collect:
- Advertising identifiers (Ad ID)
- Device information for ad targeting
- Ad interaction data
3. How We Use Information
3.1 Local Processing
All financial calculations in Smart Calculator are performed locally on your device:
- GST calculations remain on your device
- Loan and EMI calculations are processed locally
- Investment calculations (SIP, FD, RD) are computed on-device
- No calculation data is transmitted to external servers
3.2 App Improvement
We use anonymous usage data to:
- Improve app performance and user experience
- Fix bugs and technical issues
- Add new features based on user preferences
- Optimize calculator algorithms
3.3 Advertising
Google Mobile Ads are used to:
- Display relevant advertisements
- Support app development and maintenance
- Provide free access to our calculators
4. Data Security
Your Data Security is Our Priority
Smart Calculator implements multiple layers of security to protect your information:
- Local Processing: All calculations happen on your device, not on external servers
- No Data Transmission: Your financial inputs never leave your device
- Secure Storage: Any temporary data is stored securely in your device's local storage
- No Internet Required: Core calculator functions work offline
- Regular Updates: We regularly update the app to address security vulnerabilities
5. Third-Party Services
5.1 Google Mobile Ads
Our app integrates Google Mobile Ads to display advertisements. Google's privacy policy applies to their collection and use of data. You can learn more about Google's privacy practices at https://policies.google.com/privacy.
5.2 Analytics Services
We may use anonymous analytics services to understand app usage patterns and improve user experience. These services do not collect personal information.
Third-Party Links: Our app may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites.
6. Your Rights and Choices
6.1 Data Control
- You control all data entered into the app
- You can clear app data at any time through your device settings
- You can uninstall the app to remove all local data
- You can opt out of personalized ads through your device settings
6.2 Advertising Preferences
You can manage your advertising preferences:
- Reset your advertising identifier in device settings
- Opt out of personalized ads through Google Ad Settings
- Disable ad tracking in your device privacy settings
7. Children's Privacy
Smart Calculator is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.
8. International Users
Smart Calculator may be used by users worldwide. By using our app, you consent to the transfer of your information to countries other than your own, in accordance with this Privacy Policy.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by:
- Posting the new Privacy Policy in the app
- Updating the "Last Updated" date
- Providing notice through the app when significant changes occur
Your continued use of the app after any changes constitutes acceptance of the updated Privacy Policy.
11. Legal Basis for Processing (GDPR)
For users in the European Union, our legal basis for processing your information includes:
- Consent: You have given clear consent for us to process your data for specific purposes
- Legitimate Interest: Processing is necessary for our legitimate interests in providing and improving our services
- Contract: Processing is necessary to provide you with the app's functionality
12. California Privacy Rights (CCPA)
If you are a California resident, you have the right to:
- Know what personal information is collected
- Know whether personal information is sold or disclosed
- Say no to the sale of personal information
- Access your personal information
- Equal service and price (non-discrimination)